How To Compare Medicare Supplements

Are All Medicare Supplement Health Plans The Same?

Actually, there are standardized levels of Medicare supplements (medsups), which have some simple, but unhelpful names, like Plan A – L. The diffferent plans have different levels of coverage and benefits, but a Plan F is a Plan F no matter which private insurer you purchase it from. What may change, between different insurance company, is the premium.

Let me also include a note. Medsups are intended to cover the gaps in the original Mediare health insurance. They work with your benefits to help cover deductibles and copays. They are different than Medicare Advantage plans.  There is a good article on the differences here: Medicare Supplements versus Medicare Advantage.