Lower Car Insurance Rates With 5 Simple Tips

Get Lower Car Insurance Rates

Lower Auto Insurance Rates

We could all use a break these days, and one simple way to save money is to compare car insurance rates for better deals. Get our time tested and really simple ways to save money on your auto policy premiums!

Shop Around. One of the simplest things you can do to get a better deal on your premiums is simple shop for lower car insurance rates. Some websites will advise you to look up a lot of different insurer’s phone numbers. We think this takes way too long. You can use our quote forms to get 3 – 5 free car insurance rate quotes from the comfort of your home or office!

Are you car shopping? Be sure to figure in the new premiums when you calculate your monthly budget. Some new vehicles may actually cost less to cover than an older one because of safety features. This will not always be sure, but it is really easy to compare rates with our online quote forms, so you can check to be sure.

Consider higher car insurance deductibles. If you need lower premiums, consider how much a small increase in your deductible can help. Going from a $200 to a $500 deductible may save you 15 – 30 perccent. Increasing that to a $1,000 deductible could save you a lot more. Keep in mind, you will have to pay that deductible amount if you do have a claim. So [...]

August 20th, 2010 | Tags: , | Category: Auto Insurance | One comment

Car Insurance May Be Getting Cheaper

Are Car Insurance Rates Cheaper Now?

Lower Rates?

Rates May Be Lower, But Interest Is Sagging

Conversely, according to Google Insights, searches for car insurance or cheap car insurance have trended down slightly. This surprises me a bit, because you would think that during a time of economic woes, more people would be trying to get better rates in a market that is still very competitive. Maybe people just don’t have as many cars any more!

We’d love to remind you that online auto insurance comparisons are a simple and quick way to make sure you are paying an affordable rate. You can get fast insurance quotes online with these forms, and you can also find contact information for local brokers who can answer your questions.

Why Would Rates Get Lower?

We are not sure we now all of the reasons that auto premiums may be dropping a bit, but we can assume these few are true.

Increased competition, on TV, Online, and in magazines for tight budgets. Newer cars come with safety features and anti-theft devices that qualify for auto insurance discounts. The US Cash For Clunkers program may have actually contributed to the fact that more new cars are on the road, while more older vehicles have been junked. The home stimulus has turned many thousands of renters into home owners. More people may qualify for the popular auto and home insurance discount. It may not be true that premiums are cheaper, but that the type of consumer [...]

August 6th, 2010 | Category: Auto Insurance | 2 comments

What is Funeral Life Insurance?

Funeral Life Insurance – Planning For Funeral Costs

Funeral Planning With Life Insurance

I know that it sounds odd to use the word funeral and life in the same phrase, as in funeral life insurance! This product is meant to cover the expense of funerals and burials, which can cost thousands of dollars these days.  It is, actually, a smaller whole life policy that has been designed for this reason, and also designed as an affordable way to plan for funerals and other end-of-life expenses.

Note: More About Low Cost Funeral Life Insurance

The face values vary, but are usually from a few thousand dollars to a few tens of thousands of dollars. It is hard to get exact figures for the average costs of funerals today, but estimates run from $8,000 – $10,000. Besides, other expenses tend to crop up when a loved one passes away. People take time off of work, they may have to travel, guests have to be fed. So it is always better, as in all things, to have more money than you need than less money than you need.

Funeral Insurance vs. Pre Payed Funeral Plans

Sometimes you may also see this product called some other names like burial policies, final expense insurance, or senior life insurance. These different titles all, pretty much, refer to the same product. Another product, called a pre-pay funeral plan, is a bit different.

I am never one to tell people what they should purchase, a funeral policy [...]

August 3rd, 2010 | Tags: , , , , | Category: Life Insurance | Leave a comment
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