Who Qualifies For Medicare

What Is Medicare Health Insurance?

Medicare is the US federally run health insurance plan for seniors and disabled people. Most retired American citizens and permanent residents will qualify for Medicare.

Who Qualifies For Medicare Health Insurance

• Eligible for or receiving Social Security benefits. Most Americans become eligible upon reaching the set retirement age. Some other who have specified diseases, have gotten social security disability payments for 24 months, or are eligible for other specified retirement benefits (RR Retirement)  because of a disability, can qualify.
• Eligible for or receiving Railroad Retirement benefits or Teacher’s Association benefits
• You worked in a government job for a minimum amount of time during which payments were made into Medicare on your behalf.
• Your living, diseased, or divorced spouse met any of the above criteria

Work requirements for full benefits usually include 40 quarters (or 10 years) of qualifying employment. By qualifiy, that means you were taxed for social security benefits. Even if you did not earn enough to actually pay taxes on your income, it should still count.

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If a person meets other requirements, but has not fulfilled the work requirements, they may still be able to access Medicare benefits, but will have to contribute more towards the premiums. Most Americans do not pay an extra premium for Medicare Part A, and only pay a small premium for Medicare Part B. So, in general, senior and some disabled American citizens or residents can qualify for Medicare.

What About Medicare Part C, Part D, and Medicare Supplements?

If you qualify for Medicare Part A and Part B, you can choose to enroll in other Medicare plans like Medicare supplements, Medicare Advantage Plans (Medicare Part C), and Medicare Part D (RX Plans). The enrollment to these will be through private insurers.

More Info: Compare Medicare Supplements, Medicare Advantage and Medicare Prescription Plans

You can also get help choosing the right Medicare plan for you! Find online local Medicare Health Plan quotes, learn more about qualifying from licensed reps, and compare prices: Medicare Health Insurance Quotes

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