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		<title>What Things Are NOT Covered By Your Home Insurance?</title>
		<link>http://www.theinsurancerate.com/home-insurance/what-things-are-not-covered-by-your-home-insurance/</link>
		<comments>http://www.theinsurancerate.com/home-insurance/what-things-are-not-covered-by-your-home-insurance/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 03:27:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[homeowners insurance]]></category>

		<guid isPermaLink="false">http://www.theinsurancerate.com/?p=284</guid>
		<description><![CDATA[Do You Know What Your Homeowners Insurance Covers? Most of us spend a lot of money on our houses. We pay mortgages, taxes, insurance premiums, and repair bills. This takes up a big share of most family budgets. Despite the importance of our homes, and the money we spend on them, it is surprising that [...]
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		<title>Return Of Premium Life Insurance Pros And Cons</title>
		<link>http://www.theinsurancerate.com/life-insurance/return-of-premium-life-insurance-pros-and-cons/</link>
		<comments>http://www.theinsurancerate.com/life-insurance/return-of-premium-life-insurance-pros-and-cons/#comments</comments>
		<pubDate>Thu, 22 Mar 2012 13:14:20 +0000</pubDate>
		<dc:creator>Beth</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[return of premium]]></category>
		<category><![CDATA[rop]]></category>

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		<description><![CDATA[What Is Return Of Premium Term Life Insurance? When you usually buy term life, you expect the contract to run its course. After the time is up, you are left with no more policy value, and no coverage. That is why term life is cheaper than  permanent coverage.  Permanent policies may grow a cash value, [...]
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		<title>Life Insurance As A Gift</title>
		<link>http://www.theinsurancerate.com/life-insurance/life-insurance-as-a-gift/</link>
		<comments>http://www.theinsurancerate.com/life-insurance/life-insurance-as-a-gift/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 16:06:07 +0000</pubDate>
		<dc:creator>Beth</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[gift]]></category>

		<guid isPermaLink="false">http://www.theinsurancerate.com/?p=274</guid>
		<description><![CDATA[Does Life Insurance Make A Good Gift? While we are enjoying the holiday season, our thoughts turn towards gifts. You may want to give some worthy people, or a worthy cause, a gift that can benefit them years &#8211; or decades &#8211; in the future. I am writing about the gift of life insurance. Instead [...]
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